Types of transcripts
| Type | What it shows | Common use |
|---|---|---|
| Tax return transcript | Most line items from your return as originally filed, including AGI | Loans, financial aid, e-file AGI |
| Tax account transcript | Basic data, payments, penalties, and adjustments after filing | Checking balance or notices |
| Record of account transcript | Return and account transcripts combined | Full overview |
| Wage and income transcript | Information reported to the IRS by employers and payers (W-2, 1099, etc.) | Finding missing forms |
| Verification of non-filing letter | Proof that the IRS has no return on file | Aid applications |
Ways to request
1. Online
Sign in to your IRS Online Account (using ID.me or the IRS-supported identity verification) and choose the transcript tool. You can view, print or download it immediately. If you don’t have an account, you’ll need to verify your identity, which takes some personal and financial information.
2. By mail
Use the IRS Get Transcript by Mail option online. The transcript arrives at your address on file in 5–10 days.
3. By phone or form
You can call the IRS automated line for tax return and account transcripts, or submit Form 4506-T to request transcripts by mail or fax. Form 4506-T is also used by third parties with your consent.
Which tax years are available
Return transcripts are generally available for the current and prior three years. Account transcripts are available for several years. Wage and income transcripts are generally available for the last ten years, though the current year’s data may not be complete until after employers file in the spring. See IRS Topic 159.
Using a transcript to e-file
If you need your prior-year AGI to sign an e-filed return, the return transcript shows the amount as originally filed. See what AGI is.
Using a transcript to find missing documents
The wage and income transcript shows what payers reported to the IRS, which helps when a W-2 or 1099 is missing. See filing without a W-2.
Transcript vs. a copy of your return
If you need an exact copy of the filed return, including attachments, request one with Form 4506; this has a fee. For most purposes, a transcript is enough and is free.
Protect your information
Only use IRS.gov to request transcripts; avoid third-party sites that charge fees or ask for unusual information.
Frequently asked questions
Are IRS transcripts free?
Yes. Transcripts are free from the IRS. A copy of a full return requested with Form 4506 has a fee.
How long does it take to get a transcript by mail?
The IRS says about 5 to 10 days.
What is the difference between a transcript and a copy of my return?
A transcript is a summary of line items; a copy is an actual reproduction of the filed return.
Official sources
- IRS: Get Transcript
- IRS Topic 159: Wage and income transcripts
- IRS: About Form 4506-T
- IRS: Your Online Account
General information only — not tax, legal or financial advice. Tax figures change every year; verify the current numbers at IRS.gov or with a qualified professional. Read the full disclaimer.